The Data Point

60% of Small Businesses Struggle With Cash Flow Management
60% of Small Businesses Struggle With Cash Flow Management
September 04, 2024  |  SMBs

In an era where technological advances promise unprecedented efficiency, small and mid-sized businesses (SMBs) contend with a persistent issue: delayed payments. This financial bottleneck, stemming...

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25% of Small Healthcare Provider Payments Arrive Late, Data Shows
25% of Small Healthcare Provider Payments Arrive Late, Data Shows
August 30, 2024  |  Healthcare

The healthcare sector, often burdened by slow and cumbersome payment processes, is undergoing a transformation aimed at alleviating financial strains. With a high volume of...

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82% of Merchants Don’t Have the Data to Pinpoint Why Payments Fail
82% of Merchants Don’t Have the Data to Pinpoint Why Payments Fail
August 28, 2024  |  Commerce

In an era where flawless transactions are critical for customer loyalty, merchants are adopting payment vaulting not just for security, but as a strategic tool...

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41% of Banks Offer Embedded Finance Solutions, Have FinTechs to Thank
41% of Banks Offer Embedded Finance Solutions, Have FinTechs to Thank
August 27, 2024  |  Digital Banking

In today’s financial services arena, embedded finance and banking-as-a-service (BaaS) have emerged as transformative forces, redefining the way banks and financial institutions (FIs) engage with...

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50% of Amazon Prime, Walmart+ Subscribers Step Up During Sales Events
50% of Amazon Prime, Walmart+ Subscribers Step Up During Sales Events
August 23, 2024  |  Retail

As retailers vie to capture consumer interest, the juxtaposition of Amazon Prime Day and Walmart+ Week underscores the evolving landscape of shopper loyalty. A recent...

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40% of Consumers Paid Full Price During Amazon Prime Day, Walmart+ Week
40% of Consumers Paid Full Price During Amazon Prime Day, Walmart+ Week
August 22, 2024  |  Retail

As summer sales events like Amazon Prime Day and Walmart+ Week annually draw significant consumer attention, a recent PYMNTS Intelligence report examines key insights into...

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75% of Shoppers Hit Prime Day, Walmart+ Sales Looking for Deals
75% of Shoppers Hit Prime Day, Walmart+ Sales Looking for Deals
August 21, 2024  |  BNPL

A recent PYMNTS Intelligence report, “BNPL Fuels Essential Spending Surge on Amazon Prime Day, Walmart+ Week,” compares data from this year’s Amazon Prime Day and...

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Data Shows 93% of Truckers Would Use Instant Payments if Offered
Data Shows 93% of Truckers Would Use Instant Payments if Offered
August 19, 2024  |  Real-Time Payments

The transportation industry is a high-speed world of logistics and delivery, where efficiency and speed are paramount. Yet, the methods by which many transportation businesses...

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Big Spenders: Nearly Two-Thirds of Gen Z Spend More When Using Digital Wallets
Big Spenders: Nearly Two-Thirds of Gen Z Spend More When Using Digital Wallets
August 15, 2024  |  Mobile Wallets

Digital wallets are rapidly transforming the payments landscape, with projections indicating they will surpass debit cards in transaction value within three years. This transition highlights...

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