PYMNTS Intelligence

Consumers and Smaller Businesses Form an Untapped Embedded Lending Market in Germany
Consumers and Smaller Businesses Form an Untapped Embedded Lending Market in Germany
September 26, 2024  |  SMBs

Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other...

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84% of Healthcare Organizations Report Financial Losses Due to Outdated AR Processes
84% of Healthcare Organizations Report Financial Losses Due to Outdated AR Processes
September 26, 2024  |  Healthcare

In an era where convenience is king, the healthcare sector remains shackled by outdated payment processes that jeopardize its financial stability. Despite the promise of...

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Amex: Restaurant Sector Digital Payment Innovation Helps Meet Diner Demands
Amex: Restaurant Sector Digital Payment Innovation Helps Meet Diner Demands
September 25, 2024  |  Restaurant innovation

The restaurant industry is undergoing a digital transformation. While the evolution is being driven by a growing demand by customers for seamless, efficient and personalized...

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36% of Gen Z Pick FinTechs Over Banks for Online Payments
36% of Gen Z Pick FinTechs Over Banks for Online Payments
September 25, 2024  |  Banking

As digital solutions become more widely adopted, traditional financial institutions (FIs) face an escalating challenge from agile FinTech competitors. Younger consumers gravitate toward personalized financial...

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Instant Payroll Could Cut Costly Employee Turnover
Instant Payroll Could Cut Costly Employee Turnover
September 24, 2024  |  Money Mobility

Workers are growing increasingly frustrated with the slow pace of traditional payroll and outdated biweekly pay periods, especially in today’s economic climate, where many live...

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Update: UK Adoption of Embedded Lending Falls Short of Potential
Update: UK Adoption of Embedded Lending Falls Short of Potential
September 23, 2024  |  SMBs

Embedded lending promises convenient, streamlined access to financing within merchant and business platforms. This proves especially impactful for individuals and microbusinesses and small businesses (MSBs)...

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74% of Travelers View Digital Wallets as Essential Gear for Vacations
74% of Travelers View Digital Wallets as Essential Gear for Vacations
September 23, 2024  |  Mobile Wallets

The travel and hospitality sectors have long been anchored in traditional payment methods, like cash and credit cards. As consumers and employees voice their frustrations...

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77% of Shoppers Say ‘No Sale, Bye’ If Preferred Payment Option Missing
77% of Shoppers Say ‘No Sale, Bye’ If Preferred Payment Option Missing
September 20, 2024  |  Payments Innovation

In today’s fast-paced eCommerce landscape, platforms like marketplaces and aggregators are vital for merchants looking to expand their reach. However, they face challenges in offering...

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Digital Wallet Providers Face Uphill Battle Defining the Technology
Digital Wallet Providers Face Uphill Battle Defining the Technology
September 19, 2024  |  Digital Payments

Digital wallets are table stakes for most consumer across five major markets (Brazil, France, Germany, Brazil, the U.K. and the U.S.). In fact, 86% of...

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