A2a news and trends

Form3 Raises $60 Million to Expand Account-to-Account Platform
Investments // September 12, 2024

Form3 completed a $60 million Series C extension and said it will use the new funding to develop new products and services and support the growth of its cloud-native account-to-account (A2A) platform in the United Kingdom, Europe and the United States. The company’s newest investor,...

Visa’s New A2A Offering ‘Opens’ Choice and Security Via Direct Bank Transfers in the UK
Payments Innovation // September 05, 2024

Direct debits have been popular through the decades — across a variety of use cases — especially when it comes to bill payments and subscriptions. Enterprises withdraw money from accounts according to set parameters. Those parameters span dates, or dollar amounts, and tend to be...

Micropayment, Tink Partner on Pay-by-Bank in Europe
Payment Methods // March 20, 2024

Berlin-based payment processor Micropayment is partnering with Tink, a payment services and data enrichment platform, to enable Europe-based merchants to offer pay-by-bank at checkout. Micropayments works with merchants across industries, including fundraising and nonprofit, digital services, gaming and entertainment, according to a Wednesday (March 20) news release. The...

Dwolla Adds Open Banking to Account-to-Account Payment Solution
Payments Innovation // February 27, 2024

Account-to-account (A2A) payment solution Dwolla now offers open banking services. The new integration, announced Tuesday (Feb. 27), adds services like instant account verification, balance checks and fraud mitigation to the company’s offering, letting mid- to enterprise-sized businesses offer fast and secure A2A payments through Dwolla’s...

Interviews & Exclusives
Cash-Back Deals Could Drive Consumer Adoption of Pay by Bank

February 26, 2024
Amid consumer hesitation to adopt account-to-account (A2A) payments, cash-back incentives could go a long way toward driving use. By the Numbers The PYMNTS Intelligence study “Tracking the Digital Payments Takeover: Consumer Familiarity Controls Account-to-Account Payment Growth” drew from a survey of more than 3,300 U.S. consumers to discover how they engage with A2A payment options. […]

B2B Payments Need ‘Foundational Infrastructure Layer’ as Faster Account-to-Account Beckons

November 14, 2023
The business payments landscape was stable for decades, Form3 CEO Mike Walters told Karen Webster. Regular ACH payments were the norm, and any pain points and frictions were rooted in...

Pay-by-Bank Rewards Programs Can Build Stronger Consumer-Merchant Bonds

June 20, 2023
Driven as they are by payment choice, many consumers like the idea of account-to-account (A2A) transfers, known by several other names including pay by bank — but what’s missing is...

Simplicity and Connectivity Seen as Standardized B2B Payments Advantages

February 13, 2023
For B2B eCommerce firms, options to easily process high-value online payments are few. “Cards are not made for that. We know that the average [limit] is around €1,500 and €3,000,...

Quick Reads
Volt Launches Pay-by-Bank Partnership With Luxury Retailer Farfetch

September 18, 2024
Real-time payments platform Volt has launched a partnership with luxury retailer Farfetch. The collaboration, announced Wednesday (Sept. 18), allows Farfetch customers in the U.K., Germany and the Netherlands make instant payments directly from their bank accounts. “With the real-time payments integration, Farfetch customers can now complete their payments in a few taps by simply choosing […]

Form3 Raises $60 Million to Expand Account-to-Account Platform

September 12, 2024
Form3 completed a $60 million Series C extension and said it will use the new funding to develop new products and services and support the growth of its cloud-native account-to-account...

Micropayment, Tink Partner on Pay-by-Bank in Europe

March 20, 2024
Berlin-based payment processor Micropayment is partnering with Tink, a payment services and data enrichment platform, to enable Europe-based merchants to offer pay-by-bank at checkout. Micropayments works with merchants across industries, including fundraising and...

Dwolla Adds Open Banking to Account-to-Account Payment Solution

February 27, 2024
Account-to-account (A2A) payment solution Dwolla now offers open banking services. The new integration, announced Tuesday (Feb. 27), adds services like instant account verification, balance checks and fraud mitigation to the...