Lending Is Ripe for an Instant Disbursements Transformation

How Instant Disbursements Could Drive Lenders' Growth

Instant disbursement adoption set new records in 2022 — except in lending, where two-thirds of FinTech FI customers would eagerly pay extra for instant disbursements. In the April “Money Mobility Tracker®,” a collaboration with Ingo Money, LendingClub’s Anuj Nayar explains how lenders looking to move toward faster loan disbursements can lean into AI for both speed and greater financial inclusion.

Inside the April Tracker
  • Lenders looking to move closer to instant disbursements can lean into AI for both speed and improved financial inclusion, says LendingClub financial health officer Anuj Nayar.
  • Member satisfaction with credit unions dipped in 2022, but lending is CUs’ superpower. A modern loan origination system could bring CUs back up to speed.
  • Instant disbursements are in demand in the lending space, but lenders — and borrowers — still cling to branches and legacy processes. Find out how FinTech partnerships can help.

Money Mobility

Money Mobility Tracker®: Pay Without Delay: How Faster Payroll Improves Employee-Employer Relationships
Money Mobility Tracker®: Travel Tips: Instant Payments for Tips and Payouts in Travel and Hospitality
Money Mobility Tracker®: Top of Wallet: Digital Wallets' Ascent for Payments - and More
Money Mobility Tracker®: From Rent to Refunds: The Push for Faster Payments in Property Management
Money Mobility Tracker®: Protecting Accelerated Disbursements From Fraud
Money Mobility Tracker®: Payment Due: Billers’ Bid for Better Bill Pay
Money Mobility Tracker®: Peer Pressure: Balancing Convenience With Compliance in P2P Payments
Money Mobility Tracker®: Real Time Matters: The Imperative for Instant Disbursements for Insurance
Money Mobility Tracker®: Making the Grade: Promoting Faster Payments in Education
Money Mobility Tracker®: Sure Bet: Accelerating Gambling Payouts Makes Everyone a Winner
Money Mobility Tracker®: Under Construction: Improving Payments in the Construction Industry
Money Mobility Tracker®: Fast-Lane Finance: Accelerating Payments in the Trucking Industry
The Rise of Instant Payroll and Early-Access Compensation
The Healthcare Industry Needs a Dose of Money Mobility
Rising Demand Makes Faster Payments a Growing Necessity
Inflation Makes Technology Table Stakes for Restaurants
Money Mobility Helps Property Managers in a Difficult Economy
Money Mobility Tracker®: Money Mobility Comes to the Insurance Industry
Casinos, Gambling And Gaming Platforms Bet On Instant Payments
The Rise Of Digital And Early Access Compensation
Innovating The Future Of Government Disbursements
How Seamless Fund Transfers Can Unlock $10 Trillion in Payments
Money Mobility Tracker® - August 2022
Money Mobility Tracker® - June/July 2022
Money Mobility Tracker® - May 2022
Money Mobility Tracker® - April 2022
Money Mobility Tracker® - March 2022